Intangible Prejudices

Individuals and companies alike, regardless of their activity, are susceptible to suffering intangible prejudice, which may or may not be the result of bodily injury or tangible damage. This includes any privation or loss of use of property, loss of a right, or even the loss of a chance. Operational losses and losses of professional earnings constitute a large portion of intangible prejudices.

Losses depend on many factors: the victim’s activity, its processes, and its legal, economic, and financial situation. For this reason, when disaster strikes, companies and their insurers need experts to examine the technical and financial impacts of the claim, which can be highly complex.

Our loss assessors, business diagnostics specialists, former legal, financial, accounting, and auditing professionals, leverage their expertise to provide a comprehensive and pragmatic analysis of each case in order to reach a resolution.

OUR LOSS ADJUSTERS

Justine BOUDONG
Loss adjuster
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I am a loss adjuster for the finance risks division, and enjoy the variety of challenges that my job presents.
During my years as a financial auditor, I have honed my ability to analyse cases involving financial risks, especially within the scope of professional liability for regulated professions.
Whether I'm evaluating a loss related to tax fraud or identifying accounting errors or gaps in an audit, I decipher the details of each case in a meticulous and organised manner.

Email : justine.boudong@gmconsultant.com
Phone : +33 (0)7 85 27 21 64

Laurent MICHEL
Loss adjuster
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After studying business law and business difficulties at the Universities of Aix-en-Provence and Sorbonne, I started out as a sworn officer at the Aix-en-Provence Court of Appeal. I then spent 10 years as a receiver at a law firm honing my ability to analyse businesses from a financial, legal, and economic standpoint.
In 2012, I joined GM Consultant as a specialist in commercial risks. I meticulously handle amicable and judicial proceedings involving public liability of regulated professions, real estate issues, operational losses, and intangible prejudices. I take a constructive and compassionate approach to problems.

Email : laurent.michel@gmconsultant.com
Phone : +33 (0)6 88 09 76 38

Marouane LOUDIYI
Loss adjuster
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I am trilingual, have degrees in management and risk management, and have seven years of experience working as an inspector investigating major claims involving industrial risks. I've processed large, complex cases for GM Consultant in France and abroad since 2015.
Specialised in evaluating merchandise losses, operational losses, financial losses, and intangible damages, I often work on claims in the fields of aeronautics and energy. I'm very hands-on, and enjoy working closely with the various parties involved in each case, coming up with strategies tailored to each situation, and mediating negotiations between parties.

Email : marouane.loudiyi@gmconsultant.com
Phone : +33 (0)6 42 28 96 85

Nicolas MUSQ
Loss Adjuster - Manager of Finance and Services division
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After spending seven years at a large international auditing and consulting firm as a financial auditor specialising in the insurance industry, in 2009 I joined GM Consultant as a loss adjuster for financial risks. Well-versed in issues involving intangible prejudice, fraud, public liability of financial professionals and the regulated professions, each day I support the loss adjusters in my division in processing their claims, instilling values of rigour, ethics, critical thinking.
I love to travel, and view each new case as I do the start of a trip: an exciting, rewarding opportunity for adventure.

Email : nicolas.musq@gmconsultant.com
Phone : +33 (0)6 24 35 85 55

Olivier RICHARD
Loss adjuster - Technical Director of GM Consultant Group
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After earning degrees in engineering and finance, I gained some experience in the field and joined GM Consultant in 2002. My interest in IT and solid knowledge of accounting as well as financial issues have made me an expert in these fields. In 2007, after becoming an associate with the group, I directed my focus on technical and industrial risks while continuing to handle financial cases.
As GM Consultant's current Technical Director, I am in charge of developing our loss adjusters' specialities and skills.
I run marathons in my spare time — I like to push myself both athletically and professionally.

Paul DECOUX
Loss adjuster
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I graduated from business school with specialised training in corporate and market finance. After an experience doing credit risk analysis at a bank, I joined GM Consultant in 2012.
As a loss adjuster for financial risks, I primarily step in to calculate operational losses resulting from damage or a policyholder's liability being called into question, especially after a machine breaks down. I also specialise in operational losses involving notaries. I'm a fan of rugby and driven by team spirit. I strive to resolve claims quickly so that policyholders' lives can return to normal as soon as possible.

Email : paul.decoux@gmconsultant.com
Phone : +33 (0)7 89 48 15 66

Rajâa AOUINA
Loss adjuster
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After studying economics, management, and organisational auditing, for five years I worked in an auditing and consulting firm for listed clients, insurance companies, and mutual companies.
I joined GM Consultant in 2014 as a loss adjuster for financial risks specialised in the areas of banking fraud, commercial fraud, and claims involving high-stakes damages (recalls, operational loss, etc.). I am curious and dynamic, and tailor my approach to my target audience: policyholders, insurers, technical experts, etc. My interpersonal relationships help me maintain my balance.

Email : rajaa.aouina@gmconsultant.com
Phone : +33 (0)7 89 48 03 46

Timothée GRANGE
Loss adjuster - Asia Pacific Director
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Trained in finance, risk management, crisis management, and competitive intelligence, I worked in China for four years to create and manage a company, then spent three years in France in risk management consulting.
After joining GM Consultant in 2012, I taught myself about damage surveying before moving to Hong Kong and creating the Asia-Pacific subsidiary. Specialising in financial, technical, and industrial risks, I enhanced my knowledge of IT risks by becoming a Certified Ethical Hacker.
An avid runner, I challenge myself on the track just as I do in my professional life.

Vincent BLONDIN
Loss adjuster
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I've been a loss adjuster at GM Consultant since 2008. I specialise in public liability for regulated professions (professionals in the fields of Real Estate, Accounting, and Law), financial risks, and audits. My background in Business Law, Intellectual Property Law, and new technologies also allows me to perform appraisals for cases involving Intellectual Property: trademarks, patents, copyrights, etc. In collaboration with the firm's other loss adjusters, I work with all parties in a collected, methodical manner to resolve disputes and handle complex claims.

Email : vincent.blondin@gmconsultant.com
Phone : +33 (0)7 86 70 74 28

Christelle BOUTROS
Loss Adjuster
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With a master's degree in Management Science and another in International Financial Management, I began my career as a financial auditor within a well-respected audit firm. After spending 6 years at this Big Four company, I joined the GM Consultant Group in 2017 as a loss adjuster in the Finance and Services division. My ability to adapt to complex situations means that I can effectively respond to the individual requirements of each client.
I rely daily on my risk assessment and financial audit knowledge to intervene in the context of challenges in the assessment of intangible damages, fraud and public liability of regulated professions.

Phone: +33 (0)6 89 21 88 16

Beverley BLACK
Forensic Accountant
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After working as a company accountant in a wide variety of industries, twelve years ago I moved into Forensic Accounting where my work has included large and complex losses requiring an accurate understanding and assessment of the financial impact of the business, to small private firms requiring a fast response and recovery guidance to get back up and running after an incident. Claim assessment and calculations have been performed for a wide range of industries, renewables, construction, waste management, information technology, logistics and retail. My aim is to provide as accurate an assessment as possible from the information provided with clear diagrammatical and numerical explanations.

Email: beverley.black@gmconsultant.com

Pascal PROFIZI
Loss adjuster
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After studying for both a master’s degree in management science and a university degree in financial auditing, I joined a major French auditing firm. For over 6 years, I was project manager in a firm of legal administrators, where I had the opportunity to expand my knowledge both of the financial sector and regulated professions. As I am always seeking new challenges, I decided to join the GM Consultant group in 2018 as a Finance loss adjuster in the Regulated Professions department. I really enjoy team sports and martial arts and I try to combine team spirit and self-transcendence in both my personal and professional lives.

Email: pascal.profizi@gmconsultant.com

Louis Antoine MICHELET
Loss adjuster
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I hold two qualifications in financial analysis and my experience in merger & acquisition analysis and investment funds ensures I am proficient in the methods inherent in efficiently running a company, as well as understanding the constraints. In 2018, I joined the GM Consultant group as a Finance loss adjuster. Our clients benefit from my ability to analyse the issues encountered in order to propose effective solutions with respect to both financial stability and corporate image. I love sailing and I’m always looking for the optimal wind to guide me through both my professional and personal life.

Email: louisantoine.michelet@gmconsultant.com