Financial Institutions

The liability of actors in the banking and financial professions is regularly sought for issues such as failing to inform, advise, or caution, mismanagement, debtor-in-possession financing (soutien abusif) in France, etc. This phenomenon, favoured by a complex and changing regulatory environment, is a growing problem spurred by the economic and financial crisis.

As a result of, for example, an IT incident or a fire, a bank may also suffer a temporary interruption or degradation of service and experience a loss of banking activity.

To handle these types of claims, insurers and their policyholders must be able to count on loss assessors with expertise in the different areas of banking and applicable regulations, who are capable of analysing the inner workings of financial products and calculating bank losses. Our experts’ experience working for large banking groups gives them unique insight into this sector’s issues.

OUR LOSS ADJUSTERS

Lenka CERMANOVA

Loss adjuster

When I arrived in France from the Czech Republic in 2007, I started studying international business, specialising in audit and inspection. For five years I put my knowledge to use in the banking sector, working as a comptroller and then as an internal auditor for the French and European branches.
With my knowledge of banking processes, bank financing methods, and banks' public liability, in 2015 I joined GM Consultant as a loss adjuster for financial risks, specialising in commercial and banking fraud. I speak four languages, which enables me to process a variety of French and international claims with rigour and diplomacy.

Email : lenka.cermanova@gmconsultant.com
Phone : +33 (0)6 27 91 61 85

Nicolas MUSQ

Partner Loss Adjuster - Manager of Finance and Services division

After spending seven years at a large international auditing and consulting firm as a financial auditor specialising in the insurance industry, in 2009 I joined GM Consultant as a loss adjuster for financial risks. Well-versed in issues involving intangible prejudice, fraud, public liability of financial professionals and the regulated professions, each day I support the loss adjusters in my division in processing their claims, instilling values of rigour, ethics, critical thinking.
I love to travel, and view each new case as I do the start of a trip: an exciting, rewarding opportunity for adventure.

Email : nicolas.musq@gmconsultant.com
Phone : +33 (0)6 24 35 85 55

Rajâa AOUINA

Finance and Services Specialty Manager - Financial Risk Expert

After completing studies in finance and accounting, I was an auditor and consultant for 5 years for quoted companies. I joined GM Consultant in 2014 as a specialist in financial risks in the fields of bank fraud, corporate fraud, liability of financial institutions, immaterial losses and high-stakes damage cases. Dedicated to human values and a true world traveler, I work alongside my teams on a daily basis, in both France and abroad, to provide them with the rigour of methodology, critical thinking, and a sense of relationships.

Email : rajaa.aouina@gmconsultant.com
Phone : +33 (0)7 89 48 03 46

Timothée GRANGE

Loss adjuster - Asia Pacific Director

Trained in finance, risk management, crisis management, and competitive intelligence, I worked in China for four years to create and manage a company, then spent three years in France in risk management consulting.
After joining GM Consultant in 2012, I taught myself about damage surveying before moving to Hong Kong and creating the Asia-Pacific subsidiary. Specialising in financial, technical, and industrial risks, I enhanced my knowledge of IT risks by becoming a Certified Ethical Hacker.
An avid runner, I challenge myself on the track just as I do in my professional life.

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