Financial institutions and commercial companies of all sizes are prime targets for malicious employees and scammers from outside the company.

Since the early 2010s, a form of fraud involving the impersonation of a company’s top executives has become increasingly common. Its many iterations share the common theme of identity theft used to prompt the execution of False International Transfer Orders (referred to as “FOVI” in French).

Faced with this type of fraud, which is often traumatising for its victims, companies and their insurers must be able to count on trusted, competent, and reactive loss assessors.

Our loss adjusters, all former auditors, are accounting experts with a perfect understanding of the issues related to internal control. This expertise enables them to analyse the most complex fraud mechanisms and to assess the losses suffered by the fraud’s victims.


Loss adjuster - South East Manager

As an engineer by training, I started my career in financial auditing and joined GM Consultant in 2007 as an IT and then Financial expert. I managed and developed the Financial Risks specialty before joining the Group's Executive Committee in 2015.
Today Director of the AURA and PACA regions, I apply the group's strategy to my local teams. I support the loss adjusters on a daily basis in order to pass on my know-how and encourage synergies between our talents. My vision of expertise is based on technicality, a dose of humility, a great sense of observation and adaptability to any challenge!

Email :
Phone : +33 (0)6 16 15 31 56

Loss adjuster

When I arrived in France from the Czech Republic in 2007, I started studying international business, specialising in audit and inspection. For five years I put my knowledge to use in the banking sector, working as a comptroller and then as an internal auditor for the French and European branches.
With my knowledge of banking processes, bank financing methods, and banks' public liability, in 2015 I joined GM Consultant as a loss adjuster for financial risks, specialising in commercial and banking fraud. I speak four languages, which enables me to process a variety of French and international claims with rigour and diplomacy.

Email :
Phone : +33 (0)6 27 91 61 85

Nicolas MUSQ
Partner Loss Adjuster - Manager of Finance and Services division

After spending seven years at a large international auditing and consulting firm as a financial auditor specialising in the insurance industry, in 2009 I joined GM Consultant as a loss adjuster for financial risks. Well-versed in issues involving intangible prejudice, fraud, public liability of financial professionals and the regulated professions, each day I support the loss adjusters in my division in processing their claims, instilling values of rigour, ethics, critical thinking.
I love to travel, and view each new case as I do the start of a trip: an exciting, rewarding opportunity for adventure.

Email :
Phone : +33 (0)6 24 35 85 55

Finance and Services Specialty Manager - Financial Risk Expert

After completing studies in finance and accounting, I was an auditor and consultant for 5 years for quoted companies. I joined GM Consultant in 2014 as a specialist in financial risks in the fields of bank fraud, corporate fraud, liability of financial institutions, immaterial losses and high-stakes damage cases. Dedicated to human values and a true world traveler, I work alongside my teams on a daily basis, in both France and abroad, to provide them with the rigour of methodology, critical thinking, and a sense of relationships.

Email :
Phone : +33 (0)7 89 48 03 46

Timothée GRANGE
Loss adjuster - Asia Pacific Director

Trained in finance, risk management, crisis management, and competitive intelligence, I worked in China for four years to create and manage a company, then spent three years in France in risk management consulting.
After joining GM Consultant in 2012, I taught myself about damage surveying before moving to Hong Kong and creating the Asia-Pacific subsidiary. Specialising in financial, technical, and industrial risks, I enhanced my knowledge of IT risks by becoming a Certified Ethical Hacker.
An avid runner, I challenge myself on the track just as I do in my professional life.

Loss Adjuster Junior

Having two master's degrees and specialising in sustainable development and energy, I worked for two years as a junior analyst in economic and strategic intelligence within a CAC 40 company. During this period, I developed my financial risk analysis skills which led me to join the Finances and Services division of the GM Consultant Group in 2016. Having demonstrated my strong desire for self-improvement, I was quickly promoted to the position of public liability loss adjuster for regulated professions.
Always looking for new challenges, trilingual and passionate about travel, I approach every new claim with curiosity and determination.