Financial Auditing

Insurers regularly delegate the underwriting of certain products and the management of common claims to service providers (e.g., brokers, specialised companies, etc.). This delegated management must be checked regularly, both to ensure quality and to satisfy regulatory requirements.

These insurers may also want an outside opinion of the quality of this monitoring and the level of provisioning of a portfolio of claim files.

Generally, companies call on independent experts to set up or improve their management and internal control procedures.

Our experts, former internal auditors from major international firms, are well-equipped to define and perform all types of audits (accounting, financial, management, internal control, etc.) that are required to meet the specific needs of insurers and companies.


Loss adjuster - South East Manager

As an engineer by training, I started my career in financial auditing and joined GM Consultant in 2007 as an IT and then Financial expert. I managed and developed the Financial Risks specialty before joining the Group's Executive Committee in 2015.
Today Director of the AURA and PACA regions, I apply the group's strategy to my local teams. I support the loss adjusters on a daily basis in order to pass on my know-how and encourage synergies between our talents. My vision of expertise is based on technicality, a dose of humility, a great sense of observation and adaptability to any challenge!

Email :
Phone : +33 (0)6 16 15 31 56

Loss adjuster

I am a loss adjuster for the finance risks division, and enjoy the variety of challenges that my job presents.
During my years as a financial auditor, I have honed my ability to analyse cases involving financial risks, especially within the scope of professional liability for regulated professions.
Whether I'm evaluating a loss related to tax fraud or identifying accounting errors or gaps in an audit, I decipher the details of each case in a meticulous and organised manner.

Email :
Phone : +33 (0)7 85 27 21 64

Nicolas MUSQ
Partner Loss Adjuster - Manager of Finance and Services division

After spending seven years at a large international auditing and consulting firm as a financial auditor specialising in the insurance industry, in 2009 I joined GM Consultant as a loss adjuster for financial risks. Well-versed in issues involving intangible prejudice, fraud, public liability of financial professionals and the regulated professions, each day I support the loss adjusters in my division in processing their claims, instilling values of rigour, ethics, critical thinking.
I love to travel, and view each new case as I do the start of a trip: an exciting, rewarding opportunity for adventure.

Email :
Phone : +33 (0)6 24 35 85 55

Finance and Services Specialty Manager - Financial Risk Expert

After completing studies in finance and accounting, I was an auditor and consultant for 5 years for quoted companies. I joined GM Consultant in 2014 as a specialist in financial risks in the fields of bank fraud, corporate fraud, liability of financial institutions, immaterial losses and high-stakes damage cases. Dedicated to human values and a true world traveler, I work alongside my teams on a daily basis, in both France and abroad, to provide them with the rigour of methodology, critical thinking, and a sense of relationships.

Email :
Phone : +33 (0)7 89 48 03 46

Timothée GRANGE
Loss adjuster - Asia Pacific Director

Trained in finance, risk management, crisis management, and competitive intelligence, I worked in China for four years to create and manage a company, then spent three years in France in risk management consulting.
After joining GM Consultant in 2012, I taught myself about damage surveying before moving to Hong Kong and creating the Asia-Pacific subsidiary. Specialising in financial, technical, and industrial risks, I enhanced my knowledge of IT risks by becoming a Certified Ethical Hacker.
An avid runner, I challenge myself on the track just as I do in my professional life.

Loss adjuster

I've been a loss adjuster at GM Consultant since 2008. I specialise in public liability for regulated professions (professionals in the fields of Real Estate, Accounting, and Law), financial risks, and audits. My background in Business Law, Intellectual Property Law, and new technologies also allows me to perform appraisals for cases involving Intellectual Property: trademarks, patents, copyrights, etc. In collaboration with the firm's other loss adjusters, I work with all parties in a collected, methodical manner to resolve disputes and handle complex claims.

Email :
Phone : +33 (0)7 86 70 74 28

Christelle BOUTROS
Loss Adjuster

With a master's degree in Management Science and another in International Financial Management, I began my career as a financial auditor within a well-respected audit firm. After spending 6 years at this Big Four company, I joined the GM Consultant Group in 2017 as a loss adjuster in the Finance and Services division. My ability to adapt to complex situations means that I can effectively respond to the individual requirements of each client.
I rely daily on my risk assessment and financial audit knowledge to intervene in the context of challenges in the assessment of intangible damages, fraud and public liability of regulated professions.

Phone: +33 (0)6 89 21 88 16

Beverley BLACK
Forensic Accountant

After working as a company accountant in a wide variety of industries, twelve years ago I moved into Forensic Accounting where my work has included large and complex losses requiring an accurate understanding and assessment of the financial impact of the business, to small private firms requiring a fast response and recovery guidance to get back up and running after an incident. Claim assessment and calculations have been performed for a wide range of industries, renewables, construction, waste management, information technology, logistics and retail. My aim is to provide as accurate an assessment as possible from the information provided with clear diagrammatical and numerical explanations.